P2P 贷款测试
P2P 贷款测试：验证 Frappe Lending 贷款模块核心流程，包括贷款申请创建、放款计划生成、还款处理及结清退款的自动化测试能力。
晶体简介
Constraints
Evidence Quality
Medium confidence — review before critical use
87 条不可违反的约束
WHENWhen implementing Loan Application validation for term loans
ACTIONrequire repayment_periods field when repayment_method is 'Repay Over Number of Periods'
CONSEQUENCEWithout repayment_periods, the PMT formula cannot calculate monthly repayment amount, causing loan application calculations to fail or produce zero installments
WHENWhen implementing repayment validation for fixed amount loans
ACTIONenforce repayment_amount to be greater than monthly interest but less than loan amount
CONSEQUENCEIf repayment_amount is greater than loan_amount, borrower would repay principal faster than intended; if less than monthly interest, loan balance never decreases and becomes infinite debt
WHENWhen validating loan amount for loan applications
ACTIONenforce loan_amount does not exceed maximum_loan_amount from loan product or proposed securities
CONSEQUENCEDisbursing loan amounts exceeding product or collateral limits exposes the lender to uncollateralized risk and violates lending policy
常见问题
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v0.1.0: 首次发布到 Doramagic.ai。基于 tangweigang-jpg/doramagic-skills 的自动化 batch-v1 元数据 + 自动生成 FAQ。