Credit Transition Matrix

Credit Transition Matrix: Credit Transition Matrix: specialized toolkit for 3+ finance workflows covered in the triggers section.

✓ 0 reported success·v0.1.0·

Overview

Credit Transition Matrix skill for finance analytics + 信用. Covers 3+ use cases. (batch-v1 draft, needs English review) This skill is built on open-source project tangweigang-jpg/doramagic-skills and embeds 14 anti-pattern constraints. Visit doramagic.ai/r/credit-transition-matrix for bilingual documentation and use cases. Compatible with the Doramagic ecosystem (Claude Code, Cursor, openclaw, ChatGPT, Gemini, etc.).

Blueprint Source

finance-bp-119

tangweigang-jpg/doramagic-skills6360a632 source files

Constraints

60total
46fatal
46 must-not-violate

Evidence Quality

Confidence89%

Medium confidence — review before critical use

46 non-negotiable constraints

FATALdomain_rulefinance-C-001

WHENWhen defining a StateSpace with an explicit definition list

ACTIONverify state indices in each tuple are 0-based contiguous integers starting from 0

CONSEQUENCETransition matrix estimators and downstream stages use 0-based integer indexing. Non-contiguous or non-zero-based indices will cause index out-of-bounds errors or misaligned matrix operations when accessing rows and columns

FATALdomain_rulefinance-C-002

WHENWhen accessing states.cardinality for transition matrix operations

ACTIONverify cardinality is an integer equal to the number of states in the definition list

CONSEQUENCETransitionMatrix validation and estimator loops depend on cardinality matching the definition length. Mismatch causes index errors or uninitialized matrix dimensions

FATALarchitecture_guardrailfinance-C-010

WHENWhen estimators use state space cardinality for matrix initialization

ACTIONverify the transition matrix dimension matches state space cardinality

CONSEQUENCEEstimators like SimpleEstimator and AalenJohansen use states.cardinality to create numpy arrays. Mismatch between matrix dimension and state cardinality causes index errors during estimation

FAQ

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Changelog

v0.1.02026-04-23·Contributors: tangweigang-jpg

v0.1.0: Initial release on Doramagic.ai. Auto-generated batch-v1 metadata and FAQs based on tangweigang-jpg/doramagic-skills.